mainly on personal finance, a bit on other subjects... a lot of prose, and some poems... all views here are personal, I welcome you to leave your comments
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Thursday, December 29, 2022
A MANIFESTO FOR HEALTHY LIVING
Wednesday, December 7, 2022
SHARE BUYBACKS
Thursday, December 1, 2022
HOME MADE ROSE SYRUP
Monday, November 21, 2022
How to live a fulfilling life
Sunday, November 6, 2022
TIGER SPOTTED IN BANGALORE LAYOUT
It was reported by a panicked resident that a tiger was spotted roaming outside the walls of Palms Residency Layout, Bangalore.
This obviously created panic in the community. There was hue and cry, and the Layout's\ social media group went berserk.
What are we doing to stop the tiger?, said one resident.
My dogs are very sensitive, they are at risk of dying when they hear the tiger's roars, said another. Why don't you buy earmuffs for your dogs, said another, very helpfully. This infuriated the dog owner and a fight ensued.
An environmentally conscious resident said that tigers are protected under Indian law, and she would call in the SETDA ( Society for Ethical Treatment of Dangerous Animals) if anyone said anything which hurt Tiger Rights. A huge discussion ensued on tiger rights and privileges.
Over the course of the few days when these discussions took place, the tiger was not seen again. Meanwhile, the dog owners had picked up a fight with the SETDA activists over the issue whether dogs could be considered as dangerous animals, and there was another discussion, not yet concluded, on which brand of earmuffs are suitable for dogs. Meanwhile, one resident pointed out that "dogs are dangerous animals!", at least the way she viewed it. This resulted in a huge backlash – realising that she might be ostracised if she continued voicing such view, that resident shut up.
The tiger roared again. This time, three residents were positive they had heard it.
"It came from near the Railway Tracks", said one.
"No no, what you heard was the sound of a train", said another.
"What do you mean, do you think I am deaf?", said the former and a fight ensued.
A lot of allegations of deafness, blindness, and dumbness were exchanged in an increasingly acrimonious debate - all this on WhatsApp of course. The SRL activists - Society for Respectful Language - kept repeatedly intervening to say that deaf was a disrespectful term, the residents should learn to say "hearing challenged", and rather than "blind", "visually challenged" was more appropriate.
"What has this got to do with Tigers" mumbled the Oldest Resident, but kept his thoughts to himself. The Oldest Resident, being wise, had long passed the age where he wanted others to hear his views; he preferred watching the people around and reading the WhatsApp posts – these afforded him enough amusement and a number of stories to swap with his friends when they met for the weekly Friday evening drinks sessions at the Clubhouse.
Since a few days had passed since hearing the roar, the issue took a backseat.
Meanwhile, there was report of a tiger sighting in Delhi. This was in a colony on the outskirts, near Chattarpur. The residents of Chattarpur, it is rumoured, hired a tiger hunter, and the tiger was spotted and killed in a day. Since this is of course illegal, no one in Chattarpur was willing to go on record or say anything. However, since that day, no tigers have been spotted near Chattarpur.
Meanwhile, in Palms Residency, one resident had started to keep raw meat every night outside the Layout's walls. He claimed it was for the stray dogs, but some people suspected that he was a closet tiger lover and the food was meant for the tiger.
"You are encouraging stray dogs", said one dog lover, "and they bring in germs which are harmful to our dogs".
What about the germs that your dogs carry, to which some of us humans are allergic, thought the oldest resident, but did not voice it out aloud. One of the reasons he had succeeded in living to a ripe old age was by avoiding situations in which he could get lynched.
A big fight ensued over the right to feed stray dogs. The stray dog ( or tiger, no one knows) lover sent a legal notice to the Association warning them , quoting sections and subsections of the law, that anyone harming stray dogs physically or verbally, or preventing someone from feeding stray dogs, could be jailed for six months.
The tiger roared again.
This time ten people thought they had heard it.
Let us have an urgent meeting to discuss this, suggested one panicked resident.
No, we should have an Extraordinary General Meeting, EGM, said another, very procedurally conscious resident.
But that needs 21 days' notice!, pointed out another, and this is an urgent matter!
The debate on whether an EGM was needed or not to discuss the tiger issue raged for a few days.
Meanwhile, the Layout Poet, a retired corporate executive with lot of time on his hands penned a poem.
Tyger Tyger, roaring loud,
Quite close, outside the layout,
What mortal mind or eye,
Would not turn panicky?
Not distant, but near the tracks,
Where art thou, where is thy lair?
The residents are all astir,
Discussing on WhatsApp!
William Blake will be turning in his grave, commented the Oldest Resident, wryly , wincing while reading the poem. I don't know which is worse, the dog lovers or the poet! But he didn't say it in anyone's hearing.
Several years back, we had a tiger sighting, and the Committee had been tasked with solving the problem. But the Committee did nothing. The Committee never does anything. Said one disgruntled old resident.
What do you mean, the Committee does nothing, said another old resident, who had served on several past committees. He went on to list ten good things the committee had done in the last ten years. This resulted in an all out WhatsApp war. For each of things he listed, there were views on whether it could be considered a good thing or a bad thing, about how he was wrong, about how his memory was playing tricks on him, and about the time his dog had bitten the neighbour's kid. This time, the committee members, the ex-committee members ,the dog lovers, the language activists – everyone got into the debate. The poet got the opportunity to write ten poems, none of which anyone read, but everyone got up all heated and ruffled under the collar.
A few months passed since the first roar was heard, and people forgot about the incident.
And then it happened again. Five residents having a drink together late at night swore they had seen a shadow flit by that looked like a tiger.
Do not harm the tiger, warned the SETDA activist.
Let's call an EGM, said the procedurally conscious member.
Ah, let me write a poem, said the poet.
I hope we are meeting this Friday for our regular drinks session, asked the Friday drinkers of one another, no tiger is going to stop us right?
And life goes on… sighed the Oldest Member, with a sense of Déjà vu.
Saturday, October 22, 2022
Religion vs Spirituality
Wednesday, May 11, 2022
Looking back on the "pandemic" - Part 1
Monday, May 2, 2022
KASHMIR DIARY PART 2
( link to Part 1: https://www.dineshgopalan.com/2022/05/kashmir-diary.html )
In many ways Kashmir is still in the middle ages. Ninety-nine percent of the population being Muslim, all business establishments are run by men, and any work outside the house is done only by men. Women can be seen outside and move around freely, but you will not see any woman without a scarf covering her head. The full Burqa is rare but you can see one in ten women wearing it. When it comes to dress, it is not just the women of course. In line with what Islam prescribes, men – even little boys – are always covered fully, with only the palms and soles of the feet exposed. Apparently, the people themselves wish to be conservative in their dressing habits.
There are no theatres in the whole of Kashmir. Except for the tourists, and those who accompany them, you are unlikely to find too many people outside after 7 pm. Apparently, the people do not like night life of any kind.
There is only one liquor shop in the whole of Kashmir, somewhere in Srinagar. When we were there, it was Ramzan time, so the shop was obviously closed for the entire month. Apparently, the people being very pious, do not ever wish to drink.
There is no public transport worth the name. We hardly saw any buses except in a couple of places. Inter-city travel seems to be a rarity. Apparently, the people are so happy being where they are that they do not want to go anywhere.
There is hardly any industry, which of course may be a good thing in Paradise, but it means that there are no employment opportunities, except in tourism.
Now, for the flip side. Education is given huge priority, and schools are well organised. There actually seems to be some education going on in the government schools even in far-flung areas, which is a situation quite different from most other places in the country. Almost everyone we met, including villagers who it is apparent have not stepped out much, spoke passable English.
It is considered desirable for girls to go to school and many parents would send their children, including girls, for higher studies if they could. At the home stay where we were staying in Aru, the daughter who is eighteen has aspirations of getting into the civil service. And her mother was beaming encouragement at her. The people are very proud that one of the Rafale pilots is a Kashmiri girl.
The road system is not very well developed in terms of connectivity. It almost seems like all roads lead to Shrinagar, and even to go the next district, you need to go via Shrinagar. A lot of it has to do with the terrain of course. Railway has not yet reached Kashmir; it is currently snaking its way up from Jammu at a much-delayed pace.
Tourists are coming in in droves, possibly due to a unique combination of reasons. The post-covid revenge travel boom, the reluctance to travel internationally yet, and the effect of the movie Kashmir Files which has brought the state into the limelight. We heard Marathi, Gujarati, Bengali at several places, and they do not come singly, they come in busloads.
The economy is heavily dependent on tourism. The locals are invariably very well-behaved with the tourists, and why not, no one will want to kill the goose which gives the golden eggs.
So much has been said about the scenic beauty of Kashmir that it does not bear repetition.
What we have here is an idyllic paradise stuck in the last century, with a population steeped in a sense of their own virtue, living in a cocoon which has to burst. And burst it will. Such an influx of tourists from all over India will expose them more than they would like to outside influences. And such an emphasis on educating their girls, while at the same time keeping them confined in various ways, will soon result in contradictions that they will find difficult to handle.
The men are going to be busy attending to the tourists, for which education is not important. At least, not the conventional kind of education. The women are going to hit the books with a vengeance since they are allowed to do nothing else, and all of them will be harbouring dreams of escaping the prison that is their home. To us, it may be an idyllic paradise, but I can imagine seeds of rebellion brewing in me if I am confined to a cage in any version of paradise.
Within a couple of decades from now, the women would have outstripped the men, and many would have flown the coop. They will take up white-collar jobs in other states and leave. The whole population, which already has DTH TV beamed into their homes, is going to become restive. The tourists who are being encouraged into every street, and into every home in the name of home-stay will bring in great disruptive influences.
The Chinese concept of Yin and Yang has a very interesting template for this phenomenon. Everything always swings between the extremes, and at any point in time there is more Yin or more Yang, there is never a perfect balance. But, when things go too far in one direction, the seed of its opposite, which lies dormant within itself, starts growing and things start swinging in the other direction.
The very conservatism, of which the Kashmiris are so proud, will breed the seeds of liberalism, and they will see the destruction of a lot of what they have held on to, within the next two generations or so.
Whether that is a good thing, or a bad thing, is debatable. But it is inevitable. It will be interesting to watch it unfold.
KASHMIR DIARY
A ten-day holiday in Kashmir at the fag end of spring before the onset of the peak summer season – wife and I visited Kashmir for the first time, from 20th to 30th April. A few notes based on what we experienced first-hand…
The first thing that strikes you when you are travelling from the airport to Srinagar is the number of armed military / paramilitary personnel along the road. Every 50 metres there is a person with an AK-47, standing guard over the civilian population going about their business. CRPF/BSF/ Army are everywhere; they move around in convoys under heavy protection, even routine movement of personnel is in fully armoured vehicles. About one in fifteen people resident in Kashmir now is a military overseer.
Shrinagar is like any other city, with its share of hustlers, touts, and tourist-traps. It is however, much more understated, orderly and clean than other Indian cities – it reminds you of a European city. It has the Dal Lake, several beautiful gardens, and it has a bustling old city where we enjoyed walking around.
The cab from the airport to the city costs 1000 rupees for a distance of 16 km. If that sounds high, it is, and it is also in line with general cab rates in Kashmir. Except in the busy parts of Shrinagar city where there are some autos, Kashmir as a whole does not have hail-down cabs, Ubers, Olas, public buses or any other form of transport except private-hire yellow-board cars. We always believe in hiring an Innova for the entire length of any trip, and in any case here you don't have any other choice. However, compared to Uttaranchal, Ladakh and West Bengal, where we have toured in the mountains, there are some differences here. First, the cabs are much more expensive. Second, it is not possible to use your cab to tour any of the "spots" in and around any town that you stop in – you have to hire a local cab for that, again at exorbitant rates. For a ten-day trip in Uttaranchal we would probably pay 45,000 to keep an Innova with driver with us at all times, at our beck and call. In Kashmir, expect to pay 60,000 or so, and spend another 25000 or 30000 on cabs to tour within each town that you visit.
The hotels are not great for the price – value for money is something that you should not be worried about if you are visiting here. For a hotel with the same facilities as you get in any other Himalayan destination, expect to pay roughly double.
It is not even full-season yet, and tourists have descended in droves. There is no accommodation available and hotel rates are being pumped up further. Come May, it will be worse. And even worse, the Amarnath Yatra starts a month from now, which will add thousands more to the number of tourists.
We landed at Shrinagar, and headed out the next day to Aru Valley, 16 km from Pahalgam. We were quite happy to give Pahalgam a miss – a beautiful place quite overrun with tourists. If you are staying at Pahalgam be prepared to pay premium prices to go to places where hundreds of others are jostling with you for a look at the scenery. Aru, where we were, is out of the way and much better in that respect. We were at a quaint small home-stay called Rohella Guest House. We went to Simthan Top, about a hundred kilometres from there, a day trip. It is a must-do trip, about the same distance even if done from Shrinagar. Wonderful views on the way, and when we reached the top, it was actually snowing. As it usually happens in India, right on top of the pass, there was a tent with a chaiwallah serving chai and Maggi. I don't touch the stuff, but Maggi is inescapable wherever you go.
From Aru, we landed at Sonamarg where we had one full day. Seeing the crowd, we wanted to escape; Sonamarg is incredibly kitschy in its touristiness. We didn't want to sign up for the obligatory pony ride to take the obligatory sled on the local glacier. So, on our driver's suggestion, we headed out to Naranag. That was the best decision of the entire trip. Naranag is the starting point for the Kashmir Great Lakes trek, and we did trek to a place called Dumail, a confluence of two rivers ('do' + 'milan' = dumail), a distance of about 5 km. The trek is worth doing, the entire route is like it is out of a picture-book, with a river running throughout by your side, and pine-covered mountains and snow-capped peaks in sight. In fact, the entire Kashmir Great Lakes trek is a must-do, from whatever I hear – it is six days of similar terrain in which you trek.
From Sonamarg, we headed to Gurez Valley, a remote back-of-the-beyond destination, on the LOC with Pakistan-occupied-Kashmir. Again, a wonderful journey, and a great place to stay, though only for a day. Beyond a day, there is nothing to do there.
From there to Shrinagar, where we spent some time exploring the old city around Jama Masjid; checked the prices for a Shikara ride on Dal lake and decided that the experience was not worth it; and visited one of the gardens for which Shrinagar is justly famous. We never bothered to include Gulmarg on our itinerary and are glad we didn't, since other travellers reported experiences like standing in the queue for two hours just to take the obligatory Gondola ride!
The people of Kashmir are wonderful, warm, and genuinely hospitable. One question I get asked frequently from my friends and acquaintances is whether Kashmir is safe. Kashmir is not just safe, it is ultra-safe, even for solo women travellers, and always was, even during the height of the terrorist problem. At no place do you get any feeling of discomfort, and you can be assured of help from the locals wherever you go.
The scenic beauty of Kashmir is undeniable. The beauty here is very different from, say, a Himachal, or an Uttarakhand. However, you are in a kind of a peculiar situation here. The places with facilities where you won't feel bored, are too touristy, and the places which are out of the way lack the facilities which most tourists are accustomed to. And the prices, both of hotels, and of transport, are definitely not what one can term as value for money.
The trip to Shrinagar Airport to take the flight out was a memorably bad experience. The security measures, coupled with lack of basic things like trolleys, make it quite a nasty experience for passengers.
We have been to several Himalayan destinations so far including Ladakh, Sikkim, Uttaranchal and West Bengal. Kashmir is no doubt very scenic and beautiful, but every one of these other places is equally beautiful. And they have much more to see and do, are much bigger in size and scope, and are more friendly on the pocket too. Except if you are coming here to do a trek – I intend to come back to do the Kashmir Great Lakes trek – it is an overhyped destination. Many and varied are the places you can visit, even if you consider only the Himalayas; and many of those places are worth considering over Kashmir.