mainly on personal finance, a bit on other subjects... a lot of prose, and some poems... all views here are personal, I welcome you to leave your comments
Labels
- Book Review (1)
- corporate (20)
- covid (34)
- daffy-nitions (7)
- finance general (29)
- general (66)
- health (78)
- Hindi (2)
- movie review (16)
- People (8)
- person (1)
- personal finance (89)
- Poems (118)
- recipes (1)
- recreational maths (6)
- stock investing (5)
- travel (5)
- trends (24)
- yoga (6)
Monday, September 29, 2025
Where are we heading, with the ascent of AI?
Friday, June 20, 2025
The future of campus education
Thursday, March 13, 2025
The MBA is dead
Tuesday, January 28, 2025
Slowly, we are losing the ability to cope
Monday, July 29, 2024
If I write a book on Arjuna
Friday, July 5, 2024
Generative AI
Thursday, April 25, 2024
Monday, April 10, 2023
Hi, I am Hanuman
Friday, January 2, 2015
Living in a Bubble
--
Posted By Dinesh Gopalan to Personal Finance, Investments, and other things at 1/02/2015 08:37:00 AM
--
Posted By Dinesh Gopalan to Personal Finance, Investments, and other things at 1/02/2015 08:45:00 AM
Saturday, December 13, 2014
Where technology is converging
This remarkable new product by Amazon (link at the end of the article) raises several interesting thoughts.
Starting with Charles Babbage's analytical engine, the world has moved rapidly. We learnt to convert things to binary, and represent the binary bits in the form of vacuum tubes. Then we learnt how to use them to convey simple instructions through a language which could codify algorithmic thinking. We learnt to think and represent our ideas in algorithms, representing them in simple paths that involved yes/no, if/then/else, and 'do/until' kind of language. We started communicating with the machines through punch cards, then with low- level languages, then developed high-level languages with compilers and interpreters to translate them into computerese. Then came GUI's and the mouse, and all we have to do now is point, click and drag. The storage capacity on the computer and the processers themselves evolved at a furious pace, giving rise to the famous Moore's law, a pace that had never been seen in the world before. Computing power is doubling roughly every two years, and costs are halving, which effect has been seen over several cycles - given the power of compounding, the gains in just a few decades are nothing short of miraculous.
In parallel, telecommunication technology is growing at a scorching pace. More and more data are now being transported more and more distances, at a faster and faster pace. This enables the linking of all knowledge in the world into one huge source of information and the capability to handle auditory and visual media which require more number of bits to store.
The gains in processing speed and storage capacity look likely to continue; as the current materials used reach their limits due to the laws of physics, newer materials are being found; from using electricity for carrying information, experiments are on to use light itself, and so on. The linking of the whole world is continuing apace, with the same pipes carrying ever-higher loads, and almost everything being linked wirelessly. 3D printing is evolving to such an extent that in a few years, manufacturing anything will involve downloading the design, customizing it, and feeding it into your printer.
In all this progress in computing, there were two big barriers - the first was one of battery life and battery size, and the second was how to interact with the computer. Even now interaction is largely through an interface like typing which has to be fed in, and the output of the computer is through something like a screen which has to be read out. The battery is still a problem, but the interface world is changing fast. Computers are being equipped with sensors to hear what we say, and natural language processors to interpret them. AI algorithms are giving them the ability to learn from their own past, and modify their behaviors depending on the context. They are becoming more and more like humans, in the sense that they can take cues from the environment through their senses of touching, hearing, and seeing. Smelling and tasting are still some distance away; but the evolution of 4D and 7D movies is a sign of things to come - smells and taste are also being digitized and broken down into bit sized pieces, capable of being transported, interpreted and manipulated. The human sense organs are limited to particular spectrums - what we see, for example, is not the same as what a fly sees; what we hear is not the same as a bat; and what we smell is not the same as a dog. We operate within a limited band of spectrum for each of our senses; a constraint that the computer does not have. The computer's inputs will be as good as the range of instruments we provide it with. Couple this with the fact that it has an infinite storage and retrieval capacity, along with the entire world's information available for immediate retrieval, and you are looking at a superhuman being slowly taking shape.
As we speak, drones are raining death in Afghanistan, controlled by someone playing video games at the Pentagon. Other drones, which can attack in swarms, communicating with each other and deciding attack strategies without any human intervention, are already a reality. Robot security guards are being deployed at the Microsoft campus in the US, and there are robot shop assistants in Japan like this one:
Cars are driving themselves, and they are safer than human drivers. The machines can already beat the best grandmasters at chess. The days of robots like Endhiran (from the Tamil movie of the same name) are not far away.
Meanwhile, as machines are getting smarter and smarter, we humans are getting dumber and dumber. Our attention spans are getting shorter, our physical bodies are weakening and getting obese at the same time, and we are stopping to think for ourselves.
Humankind is doomed. The 'Amazon Echo' device shown below is just a precursor of things to come. (link: https://www.youtube.com/watch?v=KkOCeAtKHIc )
Tuesday, October 28, 2014
The new Tesla and all that it portends...
OPINION Detroit's Stupid Plan to Kill Tesla
In watching the illicit attempts of dealers and U.S. auto companies to try to kill Tesla, I have to think they are all wrongheaded. I don't drive a Tesla, but this kind of thing makes me really mad because it is so incredibly stupid.
Tesla is as much an idea as it is a company -- and an idea that should be flowing through the car industry anyway, because the world is changing. The way we buy most things is changing, and firms that try to fight waves like this typically find themselves out of business. I don't think the U.S. government will bail out the auto industry a second time.
This is my not-too-subtle way of saying that the market will move to Tesla's model -- the question is whether U.S. car companies will ride this wave or be buried by it.
Change Is in the Air
All markets are in the process of changing, from how we pay for things -- which largely had shifted from cash to credit and debit cards and now is shifting again to near field communications services like Apple Pay -- to how we buy them, shifting from stores like Sears to online retailers like Amazon.
It certainly could be argued that banks should be leading the charge to a different and far-safer payment method rather than a technology company, and that catalog companies like Sears should have done the online thing right before Amazon figured it out, but folks just don't like to learn to do things differently. You can almost hear the old codger executive say, "If it was good enough for my pappy and grandpappy, it is good enough for me," a few months before a firm goes out of business.
We exist in a world of change, and successful companies either learn to change with the world, or they receive the pleasures of early retirement or unplanned unemployment, and the U.S. auto industry has just missed that direr outcome several times in the last decade. You'd think auto companies would learn, but apparently they don't want to.
The Tesla Model
Tesla isn't just about the car, which is cool -- it is as much about the model, which is based solidly on how Apple brings things to market. The reason Tesla can do this is that the car, while looking a lot like other cars, is very different underneath. It has few moving parts, being mostly solid state, and the keystone feature is a large screen tablet-like interface that sits between the seats.
Because it is solid state, it doesn't need service often -- and because it is modular, it often can be repaired easily in the field or, like a laptop or tablet, sent to a centralized service facility for repair. Rather than you driving to a dealer to wait in line and waste half a day, Tesla drives a loaner to you and then swaps it back. (It will sell you the loaner for a slight upcharge if you'd rather keep it).
Even updates don't require a trip to a service facility because, like wireless devices, the car is always connected and tied to a cloud service that handles that part. It isn't just different -- it is like most of the devices that currently are causing upheaval in the technology market. That means this is a trend in much the same way as moving from horses to cars, or gas to electricity.
The Tesla is a big electronic appliance. It is solid state and very reliable, and much of its value actually comes from the cloud services it is connected to and the apps it runs. If Apple were to make a car, it would be a Tesla.
As a result, its move to self-driving appears far more quickly than similar moves from other companies, and given that self-driving cars have to be connected not only to some kind of centralized service but also to each other, the overall solution looks more like something you'd see in a high-technology product than in a typical car.
The thing is, to compete, all cars will need to evolve to become more like Tesla's, and dealerships simply won't be needed unless the industry embraces and changes the model.
Test drives likely will ensure that some kind of storefront will be needed. I expect we'll evolve away from brand-only stores to multibrand stores, with manufacturers sharing a footprint to keep costs down in low-volume regions. However, there is no doubt in my mind that this is the future, because cars have to become more like the Tesla, and the Tesla car forces a very different sales and service model.
Tesla's Problem Is the US Car Industry's Problem
Tesla's problem isn't that its model doesn't work. It works very well, which is why we are up to our armpits in expensive Tesla cars where I live. The problem is that there is an impressive number of politicians who own dealerships, and they don't want to lose their businesses.
I get that, but using political power to lock out Tesla is not just wrongheaded -- it should be illegal. Change is coming, regardless. With the latest law being passed in Michigan, Tesla appears banned from the Detroit auto show, which is just nuts -- because, gee I don't know, it basically makes the whole U.S. auto industry look stupidly blind.
Improving on Tesla
Now the Tesla S is a modular car, and you could certainly see how a dealership model could be made to work at scale. You build the basic cars, but given they are modular, the dealer then modifies them to order, swapping in and out the components, and the software can be smart enough to automatically scan and enable anything the system has to be connected.
Buyers can come back for upgrades as needed. As a buyer, you'd never again have to regret not getting something up front, and dealers could have upgrade specials, bringing you back in regularly to buy more stuff. That would help even out their revenue stream and offset their loss of regular service revenue as cars become more solid state.
They even could use wraps to change the color of cars, which would be designed to be wrapped more easily. Want a different color? For a relatively low fee, you can get that, stripes, or even a picture of your puppy on the vehicle.
Rather than fighting Tesla while the auto industry gets buried in recalls, why not learn from it and create something better that embraces the dealer model? Rather than denying choice, provide a better one. The outcome should be far more survivable, because the market is moving there, whether we like it or not. Self-driving cars, which basically will be rolling supercomputers, will require this change.
Wrapping Up: Pivotal Moments
In every industry, there are pivotal moments when influential people decide to go one way or another, and the industry changes forever. I think the auto industry has reached the moment when it can decide either to embrace the future and become something better, or fight the future and be crushed by it. I'm afraid the industry is making the wrong choice, and I doubt it will get another government bailout.
You don't support Tesla just because you like the car, you support it because it represents the future of automobiles. If we want the auto industry to survive in the U.S., we need to be on that wagon -- not under it.
Rob Enderle is a TechNewsWorld columnist and the principal analyst for the Enderle Group, a consultancy that focuses on personal technology products and trends. You can connect with him on Google+.
Sudip Nandy | +1 650 331 1148 | +91 9711 990 907 | face time ssuuddiipp@gmail.com, | skype sudip.nandy (iPad)
Convictions are more dangerous enemies of truth than lies. - Nietzsche
Mobile 00 91 95905 92989
www.cominfoplacements.com
jitendra@cominfoplacements.com
Sunday, September 28, 2014
On Jayalalitha's arrest
It is interesting to note the reactions to Jayalalitha's arrest. The usual protests by AIADMK supporters, and the discussion of the law and order problem is of course present; but they are anyway to be expected.
Whenever a big political figure is threatened with arrest or conviction, there is always the threat that their lawless supporters will cause a total breakdown of normal life. No one managed to do anything to Bal Thackeray in his lifetime, and whenever a figure like Jaya is involved there is always discussion of what their "cadres" might end up doing. This is a threat that is held out whenever these people are involved, and the political figures themselves encourage their supporters in this. At some level they behave as if they are above the law and not accountable to anyone; and messing around with them will interrupt normal life for everyone. This shows contempt for the law and it is a not too subtle attempt at blackmail.
It is felt that AIADMK may have to become "closer" to the ruling BJP dispensation at the centre, to mitigate or reverse some of the fallout. Politics is all about this, of course. There are several cases pending in various courts, and several possible cases lying under cover in various forums, and several instances of corruption with proof that can be brought to light. These are not used by the politicians and the powers that be to cleanse corruption from the system, but rather to blackmail each other, thus maintaining a delicate balance of blackmail and counter blackmail. One wonders where Jaya went wrong in this game. If she were savvy enough, the chargesheet would have been full of holes, and the prosecution lawyers incompetent, the witnesses would be contradicting themselves and turning hostile, some of them could have even made an early trip to meet their maker, and the case would have been riddled with holes worse than a swiss cheese in such way that no judge could have handed out any conviction. However, in all this weakening of the case, there would be enough solid evidence still available with someone to nail the person in future, the proverbial sword of Damocles which always hangs by a thread but is not supposed to snap. Of course, this is just a special court. There are several layers of appeals possible – all these could still happen if Jaya plays her game well.
If it is a way of cutting its potential threats down to size, then it is a masterstroke from the BJP. It is rumored that the Saradha case is being used to keep Mamata in check. There are cases pending against Mulayam and Maya which could turn nasty; no doubt their emissaries would be reaching out to the centre to fix things before they turn nasty. All kinds of electoral and political considerations will come into play in deciding on the quid pro quo.
It is also true, say commentators, that DMK will get a shot in the arm with this verdict. Not because they are honest. No, everyone knows no one is. It helps them to prove to the TN public that the other person is equally bad; after Kanimozhi and Raja they badly needed this.
They are discussing which puppet Jaya will seat on the throne while she is away, and already talking about how she will rule her empire from jail. When Ram went to exile, Bharat ruled in his place keeping Ram's slippers on the throne, refusing to sit on the throne himself. Ram went for noble reasons, and he didn't interfere in the kingdom from his vanvas, but that is hardly the point. We have our own traditions to guide us; when the leader is in exile, or jailed, his / her puppet will rule. The last time around, Panneerselvan apparently refused to sit on the CM's chair when he was playing the role; I am not even sure if Rabri Devi stepped out of her kitchen to tend to her state. Akhilesh is slightly better – he is a younger puppet with a better accent.
In all this, the point to really note, is that no one is lamenting the fact that she is corrupt. No one is talking about cleaning up the system. There is no mention of sweeping the stables clean and starting afresh. There is no figure with a high moral standing who is an alternative to any of these people. Everyone is talking about how she is now in trouble because she got convicted, meaning of course, she was stupid enough to leave enough evidence lying around. No one is talking about how shocked they are that their leader let them down, no one seems to have been disillusioned that their leader is proven to be corrupt.
We know all that. There is nothing this case tells us that we don't know. Disproportionate assets? Of course. We would be extremely disappointed with our leader if she were still poor. We only look up to people with wealth and power. Either we worship them after they become wealthy, doesn't matter how, like Jaya, or we make them wealthy because we worship them, like Lord Balaji. That is the moral compass of this nation. We should be proud.
Tuesday, September 2, 2014
Ganesh Chaturthi in New York - The importance of social and cultural context
Sivakumar Swaminatha pours milk on a Ganesh statue in Queens. (The New York Times)
A riotous orchestra of ringing bells, thumping drums and the oboelike shehnai reverberated in the cool predawn air. A piercing call emanated from a silver-tipped conch shell. And a semicircle of onlookers, draped in magenta, saffron, violet and burgundy, clapped as if in chorus.
At the Hindu Temple Society of North America, in Queens, this week is time to worship Ganesh, the elephant-headed, many-armed deity who is believed to remove obstacles. Here, as at temples in over a dozen countries, Hindus are celebrating Ganesha Chaturthi, which marks the god's birth (and rebirth).
"The coconut shell is like the human ego," said Mohan Ramaswamy, who teaches at the temple. "You have to crack it open before you can let in the lord."
In Queens, which has one of the largest Hindu populations in New York, more than 10,000 people will pay homage during the jubilee, which started Friday and ends Sunday. More than 400 gallons of milk, 100 boxes of apples, 50 crates of bananas and 5 kilograms of sandalwood paste will be used.
And each day, dozens of liters of ghee, clarified butter, will be ladled into the fire pit for the homam, or fire ritual, which is believed to carry offerings to the deity. Visitors will consume some 50,000 prepared meals, according to the organizers.
At the Ganesh Temple, ancient traditions are carried out with a relentless, New York-style efficiency.
On Saturday, volunteers and staff members wearing laminated "May I help you" name tags and white T-shirts bearing the temple's logo used iPads to check the schedule, which was detailed on the temple's website. In the courtyard, rows of devotees repeated hypnotic hymns asking the lord for his protection as they faced a large fire pit. A bare-chested man with a clipboard and a counter was on hand to ensure that the requisite 400,000 mantras were offered.
Inside the main hall, flat-screen televisions broadcast live-streaming video of each ceremony. Devotees sat cross-legged on the polished granite tiles as a corpulent priest wearing only a maroon lungi, or sarong, poured plastic jugs of whole milk into a silver cup before splashing it on a 3-ton black stone effigy in the center of the room.
Roman Garcia, who has been a janitor at the temple for 11 years, moved about the room with a bucket and a broom. The refuse will be taken away in a specially ordered sanitation truck, he said.
"The goal of all of these rituals is to gain the power of the vibrations," said Mysorekar, a gynecologist and the temple's president. "A temple is not just brick and mortar. It's filled with energy."
Lakshmi Sundararaman, 75, from Queens, who volunteers on the decorating committee, said that in the past women would spend hours with a needle and thread making garlands to adorn the hallways and statues. But two years ago, they opted for a more modern option.
"We outsourced to India," she said.
Last week, a shipment of 400 custom-made garlands, some 12 feet long, made with yellow, white and red roses, purple pompoms and white jasmine, landed at Newark, New Jersey. Twelve priests and musicians were also imported.
According to Mysorekar, the temple spent about $100,000 on last year's events, and individuals donated money or materials. Each prayer ritual, or pooja, has a suggested offering ranging from $11 for one day of chanting to $3,500 for the ceremony in which the large stone statue will be cloaked in gold armor.
In the food distribution area, where plastic containers of tamarind or yogurt rice, sweet carrot paste and pickled lemon were on offer, tables were set up to advertise temple activities: Sanskrit lessons, a march for breast cancer, math and spelling bee classes. Banner advertisements for the Bank of India hung on the walls. Over the loudspeaker, a recorded announcement reminded attendees how to donate.
For the closing ceremony Sunday, a silver chariot bearing a 3-foot effigy draped in garlands will tower above the crowds as it wends its way down Kissena Boulevard and Main Street in Queens.
Like Easter for Christians or the High Holy Days for Jews, Ganesha Chaturthi can be as much about the community as it is about worship.
"Of course it's a religious thing," said Sumanth Murthy, 29, who works for a hedge fund. "But it's also a chance to see people you haven't in a while."
Murthy was wearing a white lungi trimmed with elephants, and a blue polo shirt on top. Since moving to America from Bangalore, he said, it had been hard to stay in touch with his Indian heritage. Temple activities are a way for him to "balance two different lives."
For the next generation of devotees, they are an opportunity to practice religious duties. At a special chanting ceremony for children, 9-year-old Siddhaarta Venkatesh clasped his hands and shut his eyes tightly as he recited the mantras.
"Ganesh is my favorite god," he said before explaining how he learned the mythology behind the deity's elephant head, and how Ganesh saved the river goddess by tricking a dwarf.
He said, "I Google 'Ganesh stories in English.'"
Wednesday, July 9, 2014
The latest Xiaomi phone!!!
Saturday, March 1, 2014
The future of AI
Sunday, July 14, 2013
My life in the ether
Thursday, July 4, 2013
Musings on "safety and security"
Monday, September 24, 2012
Power, pollution and the internet: article on data centres
Thursday, May 24, 2012
The Facebook Story
Mark Zuckerberg has changed the world. He is the pioneer (actually I don't know if he is, but at least he is the successful pioneer) of this new thing called Facebook, which is part of the new phenomenon called Social Media, which has changed our lives in profound ways. Tracing the history of that and the impact it has had on our lives is interesting.
Young college kid starts a social media venture and becomes immensely successful. He offers a platform for people to 'friend' each other and socialize online. Lots of people join up – it's free, it's a new way to communicate, it's a great place to hang out, and there is something immensely gratifying about letting people know what you are up to. We human beings are social animals and want to see and be seen with each other. We want to know what everyone else is doing, and want to impress them with gory details of our entirely uneventful lives.
Many people join up, it becomes popular and soon Facebook crosses a point where more people join because of the lot of people that are already on it. If you joined another social network – and dozens of them came up and vanished back into the ether – you were likely to be very lonely. And loneliness is something we don't like. Being in the company of other people, even virtually, is comforting.
So people go online and check out what their friends are up to. And all their friends seem to be having a great time. They have posted pictures of themselves at a party, in a group, drinking with friends, out on the beach, with beautiful babes or gorgeous hunks as the case may be, standing on the mountain top with a backpack and clouds for company, wearing a new dress; and pictures of their cute boyfriend, cute child, and even cuter kittens. No one posts pictures of themselves lonely at home, staring at a wall depressed, getting abused by the spouse, being shouted at by the boss, crushed in a crowded train travelling to office, doing mundane daily chores, or doing what most people actually do most of the time – that is, navigate the mundane aspects of daily life.
Which is what, you the Facebook user are doing, most of the time. Navigating the mundane aspects of daily life. And you resent the fact that all your friends are having a gala time, while you are stuck in your daily rut. And this leads to Envy. In the real world you envy your neighbor for her Miss Universe looks and the million dollar inheritance she has received from her dad, but this is quickly tempered by the fact that she has an absolutely pathetic dolt for a husband, and cannot speak good Hindi. Life has a way of equalizing which is not apparent on Facebook.
You get more and more hooked to the whole thing, and visit Facebook whenever you get time. You connect through your mobile, and post pictures of whatever you are doing immediately. There are cases of couples interrupting the marriage ceremony on the third phera, uploading a photo on Facebook, "getting married right now – doing the pheras" and then resuming walking around the fire. The pundit doesn't mind since he is catching up on mail in the meanwhile. More than focusing on what you are doing right now, you are always focused on your next update so that you can tell the whole world what you are doing right now, and checking out what others are doing right now. Instead of living in the present, where you are, and enjoying the moment, you live for projections – projecting what you are up to, and imagining what your friends are up to, based on what they are projecting about what they are up to.
And it is not even true friends that we are talking about. Your friends consist of people you have last met while in school, whom you never got along with while there, ex-colleagues who just happened to be in your lives for a brief period, and friends of friends who are into collecting friends on Facebook. There was somebody called Dunbar who did some research on friendships and came up with the conclusion that no one can handle more than 150 friends in real life, and that includes real friends and virtual friends. By definition, friends are people whose lives you keep close track of, and the brain switches off if loaded with too much data on too many people. In the process, what is the bet that you become less and less aware of what your real friends (as in true friends, those who will come to your aid in times of need, stand by your bedside when you are ill, and have a drink with you when your spouse has thrown you out of the house) are up to, and load yourself up with useless data on people who don't matter to you, who you have not met and are not likely to meet anytime, and people who are staying thousands of miles away? You have crossed the Dunbar limit long back, and you find you are unable to cope.
In the meanwhile your girlfriend breaks up with you. Publicly, online. She posts it on Facebook – "with new boyfriend on the beach – left the old one, poor sod, whose face looks like a truck ran over it" – without even bothering to inform you about it. Seventy three of your friends "like" her post which makes you even more depressed. Your true friend, who is not on Facebook by the way, breaks open your door, and rushes you to hospital where they extract the residues of thirty sleeping pills with a stomach pump. Of course you cannot keep away from Facebook for long – you post "was in hospital for a minor stomach problem", get two hundred likes, and are rehabilitated into life.
Meanwhile your spouse sees a photo you are tagged in, with your arms around your girlfriend, not the one mentioned above, but the one whom you broke up with after college and caught up with after fifteen years, courtesy Facebook. The court case becomes very messy since her lawyer has dug out lots of dirt on you from Facebook, which proves that you are a philanderer deserving of the greatest punishment and the most punitive alimony. Your wife does not post anything on Facebook, since vicarious voyeurism is her kick in life, and there lies your misfortune.
The alimony is really punitive. You feel like you are being punished for the sins of your past lives as well. To compound the misery, you have just seen a Facebook update where your wife is tagged with your ex-girlfriend – the one who didn't like your face – having a gala time on the beach in Hawaii. You have had enough of girlfriends and wives in general and want to divert your energies to getting rich. Which is when the Facebook IPO is announced.
A once in a lifetime opportunity! Mark Zuckerberg will be among the world's richest men! Grab a part of the story! Subscribe to the IPO of Facebook! You are at a very vulnerable time in your life, and you borrow a huge sum of money to invest in the IPO.
What happens after that is another story – we shall leave that for next time…
Friday, October 14, 2011
Life in the cloud: A modern fairy tale
His son, who grew up in the village, went to the nearby city to do business. He was a very sensible, level-headed person and he was a shrewd businessman as well. He became a wealthy man in this own right by trading in grains and agricultural commodities. His warehouses were always full, and so were his vaults. His wealth was something that gave him a lot of satisfaction - and it was something he could see and feel the effect of in front of his eyes.
This man's son, who grew up with him in the city, went to the big city when he was twenty. He joined a software company, went to the land of El Dorado, quit, and started his own software company. He and his bunch of ten people wrote out some instructions to a box they called the computer, which were carried out in what they called the cloud, and serviced a few million people whom they never met. None of those people paid any money to access those services from somewhere in the ether; and the company did not earn a cent from its customers. But still they made a lot of money. Everyday there was a queue of people waiting outside its offices with sacks of money, begging them to take it. All that those people wanted in return was a share in the pie in the sky. Which our prodigal son gave, very grudgingly, and a small slice at a time. Each time he gave away a piece of this pie in the sky, what he called the valuation of the whole pie would be more than the previous time. And each time he increased the value, there were more people who were willing to pay more money for it.
The prodigal son invested some of this money in reaching his services to more people whom he never met, and soon there came a point where those people started coming in greater and greater numbers to visit his cloud, since the people they knew were visiting too. They all met somewhere in space, no one knows where, and they chatted, celebrated, mourned, hung out, discussed, debated, protested, grouped together, banded, disbanded - did all the things that people do in real life, but they never met each other face to face. They were all happy meeting in the cloud, where connections were instantaneous - you did not have to travel physical distances to meet. All you had to do was think of a person, the other person would tune in to your thoughts and think of you, and you were connected. Whether the other person actually existed in this world, or had an existence only in the cloud, was in several cases hard to determine. In fact, there were several cases where people fell in love with someone in the cloud, wanted to meet them in real life, and then found that they were actually talking to a ghost. After many disappointments like this, a few of these people had a brainwave. They started embodying for themselves a life in the cloud. They went and created an identity for themselves, in a completely new and different world called thirdlife. All their friends in the cloud, whom they had never met, did that too. Each of them created his own identity in thirdlfe, and there they met. In this process, they got more and more disconnected from their physical life here on earth. Their second life was in the cloud where they met people they knew somewhere they knew not where. The thirdlfe was in the newly created world, where they met new embodiments created by people they knew, in forms that were new, in a piece of real estate created in the cloud. They even got married in thirdlife and raised children.
How is our prodigal son connected to all this? He was not the creator of third life, but being the shrewd businessman that he was, using the money he got for his cloud, he bought a lot of real estate on thirdlife, near the temple of the cloud god. As thirdlife took on a viral form, and everyone had an embodiment in it, these embodiments wanted to stay near the temple of the cloud god in thirdlife. Now the cloud god was famous for curing problems stemming from insecurities caused due to embodiment of disembodied souls, and our shrewd son had rightly estimated that this would be a major problem among all the souls residing in thirdlife. He converted all the real estate he bought near the temple of the cloud god into sanatoriums, and charged by the day. The payment was in cloud real estate only, and thus he grew his empire. He soon became the richest man in thirdlife.
He still had lots of money left in his physical avatar out here. This was real money, and he needed further avenues to invest it. He went and bought some disembodied wealth in the form of what they called securities, and received a sixteen digit number with a twelve digit password. These securities were not ordinary securities. By some mysterious process which involved millions of people punching some numbers into the cloud through what they called trading terminals, the value of his securities changed by the day, by the hour, even by the minute. He would get messages every fifteen minutes from the cloud informing him about the status of his wealth.
The prodigal son was rich. He had all his money in the disembodied securities cloud, and in the embodiment of the disembodied cloud called thirdlife. On days that his wealth grew by five percent or more, he felt very elated. On days that his wealth declined by five percent or more, he felt very depressed. There were many days when the price movements in the cloud were so extreme that he could not sleep, either due to too much elation, or due to too much depression. It soon became too much for him to handle. All his joy and sorrow stemmed from the cloud, but he still had to handle it with his body and his mind, very physical resources which were rebelling at this overload.
The prodigal son could not take it any more. Wherever he turned, he saw embodiments of disembodied souls, handling vapors of different colors they called wealth, standing on clouds. He turned mad. His doctors advised a rest cure.
He went to his grandfather's village - yes, the grandfather was still alive - for rest. There he met some real people, walked on hard ground in real green fields, and shared in real joys and sorrows of his neighbors. He got cured in a month, and never went back again to his former life of disembodiment. And thus he lived happily ever after.
